The Cone Company Industry Expertise

INDUSTRY EXPERTISE

 

Manufacturing Insurance

Manufacturing risks are all complex and unique – foreign competition, regulations, large workforce issues. Manufacturers are served by our agents and support staff working quickly to understand all the needs, lags, and struggles your company. Whether you are manufacturing auto parts, furniture, fire suppression systems, concrete pumps, or anything that can be manufactured, the Cone Company has the experience to handle your unique needs.


The overall risk management program design and its comprehensive structure are vital in the protection of your people and assets. Our knowledge of property, raw materials, and systems allows us to better guide you through the decision process required to protect them. Our Guideline process provides multiple avenues to help you make risk-mitigating decisions and improve your bottom line.

Manufacturing Insurance
 
Retail Insurance

Retail Insurance

The Cone Company has years of small business insurance experience identifying and finding the best solutions to assist clients in the retail sector. We can identify your unique exposures and place the right combinations of the following lines to help your business find tailored and adequate coverage at the right price:

  • General Liability 

  • Products Liability

  • Business Interruption 

  • Tenants Fire Legal Liability

  • Employment Practices Liability

  • Workers Compensation

  • Manufacturers Selling Price Coverage

  • Vendors Liability

  • Cyber Liability

  • Special Events Liability

  • Peak Season Coverage
     

 

Municipalities Insurance

Enterprise Risk Management is about understanding, controlling, and transferring risk in an intelligent way so that the enterprise thrives. This is as true in for-profit companies as in municipality organizations thinking for the protection of their employees and communities. Our Municipality Practice Group has significant experience in driving results for cities.

Municipalities Insurance
 
Insurance for Homeowners Associations

Homeowners Associations

The Cone Company has the expertise and capability to handle your association’s insurance needs. We offer several coverage options for our association clients (condominiums, homeowners, town-homes).

As your insurance partner, we keep you up to date on industry trends and make sure you’re aware of changes in coverage and how those changes affect your association. We pride ourselves on our strong relationships with property management companies and boards.

Look to us for:

  • Insurance placement (commercial property, flood, general liability, etc.)

  • Certificates of Insurance

  • Personal contents coverage

  • Specialty condo coverage's (wind, flood, bonds, directors & officers)

  • Claims advocacy & management

  • Risk review

  • Ongoing program monitoring

  • Pre - & post-disaster planning

Nonprofits and Industry Associations 

Liability coverage for directors and officers, and staff and volunteers is essential. So is protection against crime-related losses, discrimination lawsuits and funds mismanagement.

Let us help you with:

  • Crime insurance

  • Directors & officers liability

  • Employment practices liability

  • Fiduciary liability insurance

  • Special events insurance

  • Workers' compensation

Wholesalers and Distributors

Moving goods and products can be challenging business with little to no room for error. Protect your company from thefts, late supplier shipments, unpaid deliveries, and property and inventory damage with a customized policy. We take the time to understand your business and cover your needs.

Insurance Brokerage & Risk Management

Montgomery Office

(334) 272-4791 / (866) 676-1691
Fax: (334) 272-4795

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